Do you own a business? 

If you own your own business, you can use a SBA 504 loan to: 

• Construct a new facility 

• Purchase an existing building 

• Purchase land and build a new building 

• Renovate existing facilities 

• Purchase machinery and equipment for long-term use 

• Refinance up to 90% of your current appraised property value, and include Eligible Business Expenses

• Refinance debt in connection with renovating facilities or equipment 

• Purchase or build a building on leased land

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Why use the SBA 504 loan program:

• Up to 90% financing, means less down payment and improved cash flow 

• SBA 504 loans have lower rates than traditional loans 

• No balloon payments, fully amortizing 

• Include professional fees like the cost of your appraisal and environmental reports, along with loan fees 

• Below market, fixed rates. Your payments are fixed and the worry rent going up or the building being sold are gone 

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SBA 504 Fact Sheet 

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